Nov 22, 2011

Extended Warranties

As you rush out the door for the big sale at the malls on Black Friday or to the big box stores you might want to keep in mind some money-saving tips.

When you are shopping the electronics department of the big department stores on the big box stores they do have some deals on on such items as the big-screen plasma TVs. After you make your purchase comes the question from the salesperson do you want to purchase the extended warranty? Normally I would say no. I had an experience this year when purchasing a plasma TV from a major store. I did take out the extended warranty and was glad that I did after one year when the manufacturers warranty was up there was a major problem with the screen. After about two months of dealing with the department store and the warranty company I did get a brand-new TV so in this case it paid off to have the warranty. If you are purchasing something like a washer and dryer I don't think I would purchase the extended warranty as you normally do not have many problems with these items. On smaller purchases of say $200 or less I think it would just be a waste of money to purchasing a standard warranty because if there's going to be a problem it will probably happen in the first year and be covered by the manufacturers warranty. So good luck on Black Friday and you should take it on a case-by-case basis on whether to purchase a warranty or not.

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